Almenn Innheimta handles the billing for its clients from when the claim has been created until it’s been paid off.
The creditor is in charge of deciding whether he wants to create their own claims or if they want to let our company take
care of it. No matter the choice the creditor can at all times see the claims in our system. If the claim hasn’t been paid
before or on the day of the payment deadline then we send out a collection warning.
Almenn Innheimta can be a vital contact between the creditor and the debtor when the claim has reached secondary collection, then
and there can the creditor decide what method they want to use regarding the collection process. The collection methods they can choose from are:
- Secondary collection letter.
- First reminder of collection letter.
- Second reminder of collection letter.
- A phone call to the debtor.
- Reminder via text message or email.
- Creditinfo registration.
Our collection consultants assist the creditors with picking the right collecting method that is consistent with each case.
If nether the primary nor secondary collection process seem to be effective then we turn to legal collection. When the claims enter
legal collection we reach out to all available resources of the Icelandic legal system. These resources include dispute settlement, enforcement,
debt listing, equity appraisal, distress sale, and bankruptcy. The creditor always has full control over the resources applied in each case.